Ever wondered what insurance companies really think about safety—or how they’re shifting from merely covering accidents to actively preventing them?
🎧 Listen: https://lnkd.in/eQNJ3R6r
📺 Watch: https://youtu.be/uu3cj1hcgWY?si=aM-ycyu44hdIfg36
I sat down with Robert Beesley from AXA XL to get the inside scoop on how insurers evaluate risk, support clients’ safety culture, and tackle some of the biggest misconceptions about their role in workplace safety. This conversation just might change how you think about the power of insurance in creating safer, healthier workplaces!
Episode Highlights:
- Role of a Casualty Underwriter: Robert’s view on managing risk by underwriting legal liability and partnering with clients for safer workplaces.
- Common Misconceptions: Breaking down the myths about insurance companies being solely reactive rather than proactive safety partners.
- Safety as a “Virtuous Circle”: How proactive safety measures contribute to both fewer claims and better employee morale.
- Assessing Client Safety Culture: AXA XL’s approach to evaluating a client’s safety standards using both data and direct interactions.
- Industry-Specific Risks: A focus on sectors with higher inherent risks, including construction, agriculture, and roles exposed to the public.
- Long-Term Safety Benefits: How a strong safety culture leads to fewer claims and fosters continuous improvement.
- Emerging Trends in Safety and Insurance: The rising relevance of mental health and its role in physical injury claims, alongside new technologies like AI in safety practices.
- Data’s Role in Risk Assessment: Utilising historical data to identify trends, with a critical approach to understanding the stories behind the numbers.
- Innovative Safety Program – AXA XL’s Casualty Risk Assist: A breakdown of AXA XL’s comprehensive program that supports clients through tools like incident logging, slip safety, and workplace wellness.
- Impact of Economic and Social Factors on Safety: Exploring how factors like financial insecurity and COVID-19 have influenced workplace accidents and claims.
Actions:
- Sign up for a future Safety Roundtable: https://safetyroundtable.co.uk/
- Connect with Robert on LinkedIn: https://www.linkedin.com/in/robert-beesley-5654b316/
- Connect with Christian on LinkedIn: https://www.linkedin.com/in/christian-harris-slip-safety/